1. Acceptance of Terms

By visiting our website, submitting an enquiry, or entering into an engagement with Orsakavnerm, you confirm that you have read, understood, and agree to be bound by these Terms, along with our Privacy Policy. We may update these Terms from time to time, and continued use of our website or services after changes are posted constitutes acceptance of the revised Terms.

2. Description of Services

Orsakavnerm provides AI-driven capital analysis and decision-support services intended to assist Australian businesses with evaluating financial and strategic options. Our services are informational and analytical in nature and do not constitute financial, legal, tax, or investment advice unless expressly agreed in a separate written engagement.

Any outputs, reports, models, or recommendations generated through our platform or services are provided "as is" and should be independently verified before being relied upon for business or financial decisions.

3. Eligibility and Account Responsibilities

You must be legally authorised to act on behalf of the business or entity you represent when engaging with our services. You are responsible for ensuring that any information you provide to us is accurate, current, and complete, and for maintaining the confidentiality of any credentials or access provided to you.

4. Use of the Website and Services

You agree to use our website and services only for lawful purposes and in a manner consistent with these Terms. You must not:

• Attempt to gain unauthorised access to our systems, data, or networks.
• Interfere with or disrupt the operation of our website or services.
• Use our services to submit false, misleading, or fraudulent information.
• Reproduce, resell, or distribute our proprietary materials without written consent.

5. Intellectual Property

All content, methodologies, software, designs, trademarks, and materials appearing on our website or within our deliverables remain the property of Orsakavnerm or its licensors, unless otherwise stated. No licence is granted to you except as necessary to access and use our services in the ordinary course of your engagement with us.

6. Fees and Payment

Where applicable, fees for our services will be set out in a separate proposal, engagement letter, or invoice. Unless otherwise agreed in writing, fees are due within the timeframe specified on the relevant invoice. Late payment may result in suspension of services until outstanding amounts are settled.

7. Confidentiality

Both parties agree to treat as confidential any non-public information disclosed during the course of an engagement, using reasonable care to prevent unauthorised disclosure. This obligation does not apply to information that is publicly available, independently developed, or required to be disclosed by law.

8. Disclaimer of Warranties

Our website and services are provided on an "as is" and "as available" basis. To the extent permitted by law, Orsakavnerm makes no warranties, express or implied, regarding the accuracy, completeness, reliability, or suitability of any analysis, outputs, or content provided. We do not guarantee that our services will be uninterrupted, error-free, or free from defects.

9. Limitation of Liability

To the maximum extent permitted by applicable law, Orsakavnerm shall not be liable for any indirect, incidental, special, consequential, or punitive damages, or for any loss of profits, revenue, data, or business opportunity arising out of or in connection with your use of our website or services, even if we have been advised of the possibility of such damages.

Nothing in these Terms is intended to exclude or limit any consumer guarantees or other rights that cannot lawfully be excluded under applicable law.

10. Indemnity

You agree to indemnify and hold Orsakavnerm, its officers, employees, and representatives harmless from any claims, damages, liabilities, costs, or expenses arising from your breach of these Terms or your misuse of our website or services.

11. Termination

We reserve the right to suspend or terminate your access to our website or services at our discretion, including where we reasonably believe these Terms have been violated. You may also terminate your engagement with us in accordance with the terms of any applicable service agreement.

12. Third-Party Links and Services

Our website may contain links to third-party websites or services that are not owned or controlled by Orsakavnerm. We are not responsible for the content, policies, or practices of any third-party sites, and inclusion of such links does not imply endorsement.

13. Governing Law

These Terms are governed by and construed in accordance with the laws applicable in the jurisdiction in which Orsakavnerm operates, without regard to conflict of law principles. Any disputes arising under these Terms shall be subject to the exclusive jurisdiction of the courts in that jurisdiction, unless otherwise required by law.

14. Changes to These Terms

We may revise these Terms periodically to reflect changes in our services, legal requirements, or business practices. The updated version will be posted on this page with a revised effective date. We encourage you to review these Terms periodically.

15. Contact Us

If you have questions about these Terms, please contact us through the details provided on our website or in the footer of this page.